{"id":5403,"date":"2015-08-07T08:56:30","date_gmt":"2015-08-07T05:56:30","guid":{"rendered":"https:\/\/financer.fi\/?page_id=5403"},"modified":"2024-11-28T04:07:01","modified_gmt":"2024-11-28T02:07:01","slug":"yrityslaina","status":"publish","type":"page","link":"https:\/\/financer.fi\/yrityslaina\/","title":{"rendered":"Yrityslaina"},"content":{"rendered":"\n

Mik\u00e4 on yrityslaina?<\/h2>\n\n\n\n

Suuri osa yrityksist\u00e4 ottaa jossain vaiheessa\u00a0yrityslainaa<\/strong> liiketoiminnan kasvattamiseen, varaston t\u00e4ydennyksiin tai investointeihin.<\/p>\n\n\n\n

Paljonko yrityslainaa voit saada?<\/h2>\n\n\n\n

Kokosimme vertailun eri lainantarjoajien yrityslainojen koosta ja pituudesta:<\/p>\n\n\n

Yrityslainojen m\u00e4\u00e4r\u00e4t<\/h2>\n
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\n \n \n \n \n
\n \n Yritys <\/span>\n <\/th>\n \n \n Luokitus <\/span>\n <\/th>\n \n \n Lainan m\u00e4\u00e4r\u00e4 alk.<\/span><\/th> \n Lainan m\u00e4\u00e4r\u00e4 enint\u00e4\u00e4n<\/span><\/th> \n \n <\/span>\n <\/th>\n <\/tr>\n <\/thead>\n
\n \n \n \"Kredita\"\n <\/a><\/td>\n N\/A<\/span><\/a><\/td>\n 1000\u20ac<\/span><\/td>\n 3 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Suosittelemme<\/span>\n \n \"Zmarta\"\n <\/a><\/td>\n 4.2<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 1 500 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"BusinessCredit\"\n <\/a><\/td>\n 4.0<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 100 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"CapitalBox\"\n <\/a><\/td>\n 3.6<\/span><\/a><\/td>\n 5 000\u20ac<\/span><\/td>\n 2 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"CrediNord\"\n <\/a><\/td>\n 3.9<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 350 000\u20ac <\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Alisa\n <\/a><\/td>\n 3.3<\/span><\/a><\/td>\n 1 000\u20ac <\/span><\/td>\n 1 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Qred\n <\/a><\/td>\n 4.1<\/span><\/a><\/td>\n 5 000\u20ac<\/span><\/td>\n 500 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Corona\n <\/a><\/td>\n 3.8<\/span><\/a><\/td>\n 1000\u20ac<\/span><\/td>\n 50 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Siltaraha\"\n <\/a><\/td>\n 4.3<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 300 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Vauraus\"\n <\/a><\/td>\n 4.0<\/span><\/a><\/td>\n 100 000\u20ac<\/span><\/td>\n 5 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Yritysluotto.fi\"\n <\/a><\/td>\n 4.3<\/span><\/a><\/td>\n 3 000\u20ac<\/span><\/td>\n 100 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Suosittelemme<\/span>\n \n \"Sortter\"\n <\/a><\/td>\n 4.7<\/span><\/a><\/td>\n 500\u20ac<\/span><\/td>\n 10 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Saldo\"\n <\/a><\/td>\n 3.9<\/span><\/a><\/td>\n 2 000\u20ac<\/span><\/td>\n 50 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Yrityslaina247\"\n <\/a><\/td>\n 3.5<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 20 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"FIN\n <\/a><\/td>\n 3.8<\/span><\/a><\/td>\n 2 000\u20ac<\/span><\/td>\n 10 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Suomen\n <\/a><\/td>\n 4.4<\/span><\/a><\/td>\n 2 000\u20ac<\/span><\/td>\n 250 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Suosittelemme<\/span>\n \n \"Estateguru\"\n <\/a><\/td>\n 3.5<\/span><\/a><\/td>\n 50 000\u20ac<\/span><\/td>\n 5 000 000\u20ac <\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Ameron\"\n <\/a><\/td>\n 3.6<\/span><\/a><\/td>\n 4 000\u20ac<\/span><\/td>\n 50 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Koin\n <\/a><\/td>\n 3.4<\/span><\/a><\/td>\n 3 000\u20ac<\/span><\/td>\n 100 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Broaden\"\n <\/a><\/td>\n 5.0<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 10 000 \u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr> <\/tbody>\n <\/table>\n <\/div>\n \n \n \n \n
\n \n Yritys <\/span>\n <\/th>\n <\/tr>\n <\/thead>\n
\n \n \n \"Kredita\"\n <\/a><\/td><\/tr>
\n Suosittelemme<\/span>\n \n \"Zmarta\"\n <\/a><\/td><\/tr>
\n \n \n \"BusinessCredit\"\n <\/a><\/td><\/tr>
\n \n \n \"CapitalBox\"\n <\/a><\/td><\/tr>
\n \n \n \"CrediNord\"\n <\/a><\/td><\/tr>
\n \n \n \"Alisa\n <\/a><\/td><\/tr>
\n \n \n \"Qred\n <\/a><\/td><\/tr>
\n \n \n \"Corona\n <\/a><\/td><\/tr>
\n \n \n \"Siltaraha\"\n <\/a><\/td><\/tr>
\n \n \n \"Vauraus\"\n <\/a><\/td><\/tr>
\n \n \n \"Yritysluotto.fi\"\n <\/a><\/td><\/tr>
\n Suosittelemme<\/span>\n \n \"Sortter\"\n <\/a><\/td><\/tr>
\n \n \n \"Saldo\"\n <\/a><\/td><\/tr>
\n \n \n \"Yrityslaina247\"\n <\/a><\/td><\/tr>
\n \n \n \"FIN\n <\/a><\/td><\/tr>
\n \n \n \"Suomen\n <\/a><\/td><\/tr>
\n Suosittelemme<\/span>\n \n \"Estateguru\"\n <\/a><\/td><\/tr>
\n \n \n \"Ameron\"\n <\/a><\/td><\/tr>
\n \n \n \"Koin\n <\/a><\/td><\/tr>
\n \n \n \"Broaden\"\n <\/a><\/td><\/tr> <\/tbody>\n <\/table>\n \n \n \n \n
T\u00e4yt\u00e4 hakemus<\/th>\n <\/tr>\n <\/thead>\n
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr> <\/tbody>\n <\/table>\n \n \n \n \n
\n \n Yritys <\/span>\n <\/th>\n \n \n Luokitus <\/span>\n <\/th>\n \n Lainan m\u00e4\u00e4r\u00e4 alk.<\/span><\/th> \n Lainan m\u00e4\u00e4r\u00e4 enint\u00e4\u00e4n<\/span><\/th> T\u00e4yt\u00e4 hakemus <\/th>\n <\/tr>\n <\/thead>\n
\n \n \n \"Kredita\"\n <\/a><\/td>\n N\/A<\/span><\/a><\/td>\n 1000\u20ac<\/span><\/td>\n 3 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Suosittelemme<\/span>\n \n \"Zmarta\"\n <\/a><\/td>\n 4.2<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 1 500 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"BusinessCredit\"\n <\/a><\/td>\n 4.0<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 100 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"CapitalBox\"\n <\/a><\/td>\n 3.6<\/span><\/a><\/td>\n 5 000\u20ac<\/span><\/td>\n 2 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"CrediNord\"\n <\/a><\/td>\n 3.9<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 350 000\u20ac <\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Alisa\n <\/a><\/td>\n 3.3<\/span><\/a><\/td>\n 1 000\u20ac <\/span><\/td>\n 1 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Qred\n <\/a><\/td>\n 4.1<\/span><\/a><\/td>\n 5 000\u20ac<\/span><\/td>\n 500 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Corona\n <\/a><\/td>\n 3.8<\/span><\/a><\/td>\n 1000\u20ac<\/span><\/td>\n 50 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Siltaraha\"\n <\/a><\/td>\n 4.3<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 300 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Vauraus\"\n <\/a><\/td>\n 4.0<\/span><\/a><\/td>\n 100 000\u20ac<\/span><\/td>\n 5 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Yritysluotto.fi\"\n <\/a><\/td>\n 4.3<\/span><\/a><\/td>\n 3 000\u20ac<\/span><\/td>\n 100 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Suosittelemme<\/span>\n \n \"Sortter\"\n <\/a><\/td>\n 4.7<\/span><\/a><\/td>\n 500\u20ac<\/span><\/td>\n 10 000 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Saldo\"\n <\/a><\/td>\n 3.9<\/span><\/a><\/td>\n 2 000\u20ac<\/span><\/td>\n 50 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Yrityslaina247\"\n <\/a><\/td>\n 3.5<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 20 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"FIN\n <\/a><\/td>\n 3.8<\/span><\/a><\/td>\n 2 000\u20ac<\/span><\/td>\n 10 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Suomen\n <\/a><\/td>\n 4.4<\/span><\/a><\/td>\n 2 000\u20ac<\/span><\/td>\n 250 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n Suosittelemme<\/span>\n \n \"Estateguru\"\n <\/a><\/td>\n 3.5<\/span><\/a><\/td>\n 50 000\u20ac<\/span><\/td>\n 5 000 000\u20ac <\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Ameron\"\n <\/a><\/td>\n 3.6<\/span><\/a><\/td>\n 4 000\u20ac<\/span><\/td>\n 50 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Koin\n <\/a><\/td>\n 3.4<\/span><\/a><\/td>\n 3 000\u20ac<\/span><\/td>\n 100 000\u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr>
\n \n \n \"Broaden\"\n <\/a><\/td>\n 5.0<\/span><\/a><\/td>\n 1 000\u20ac<\/span><\/td>\n 10 000 \u20ac<\/span><\/td>\n Katso lis\u00e4\u00e4<\/a><\/td><\/tr> <\/tbody>\n <\/table>\n <\/div>\n <\/div>\n\n <\/div>\n\n\n

Yrityslainat Suomessa – Ajankohtaisia tilastoja<\/h3>\n\n\n\n

Vuoden 2023 lokakuussa pankkien yrityslainakanta Suomessa oli 58,5 miljardia euroa<\/a>. Yrityslainoista 55% oli laina-ajaltaan 1-5 vuoden pituisia ja lainakannan keskikorko oli 5,68 prosenttia.<\/p>\n\n\n\n

Suomen Pankin<\/strong> tilastoissa yrityslainat jaetaan pieniin lainoihin<\/strong>, keskisuuriin lainoihin<\/strong> ja suuriin lainoihin<\/strong> seuraavanlaisesti:<\/p>\n\n\n\n

Lainatyyppi<\/th>Lainan m\u00e4\u00e4r\u00e4<\/th><\/tr><\/thead>
Pieni laina<\/strong><\/td>1\u20ac – 250 000\u20ac<\/td><\/tr>
Keskisuuri laina<\/strong><\/td>250 000\u20ac – 1 000 000\u20ac<\/td><\/tr>
Suuri laina<\/strong><\/td>1 000 000\u20ac –<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Lokakuussa 2023 uusien suurten yrityslainojen keskikorko oli 5,44 prosenttia, keskisuurten lainojen 6,19 prosenttia ja pienten lainojen 6,32 prosenttia.<\/p>\n\n\n\n

Yrityslainat vertailussa:<\/h2>\n\n\n\n

Kokosimme alle lyhyet esittelyt kuudesta suositusta yrityslainaa tarjoavasta rahoitusyhti\u00f6st\u00e4 ja lainanv\u00e4litt\u00e4j\u00e4st\u00e4.<\/p>\n\n\n\n

Kredita<\/h3>\n\n\n